PORTLAND COMMUNITY REINVESTMENT INITIATIVES, INC. (PCRI) APPLICATION SCREENING CRITERIA Thank you for your interest in renting with Portland Community Reinvestment Initiatives, Inc. (PCRI). When filling out your application, please answer ALL questions. We cannot process your application if any information is missing. Applicants will be chosen on a first come, first serve basis- in the order accepted. There is a $35.00 non-refundable screening charge for EACH adult applicant. Payment of this charge is not a guaranteed acceptance into PCRI’s housing. If your application is not approved, the screening charge will NOT be returned. ALL PAYMENTS MUST BE IN THE FORM OF MONEY ORDER OR CASHIER’S CHECK. WE DO NOT ACCEPT CASH OR CHECKS. PCRI does not discriminate based on race, color, religion, national origin, familial status, disability, or legal source of income. We comply with all federal, state, and local laws concerning discrimination. A current list of properties is available through our office. Your application may take 5 full business days to complete. *** PLEASE BE ADVISED THAT A HOME VISIT WILL BE CONDUCTED *** GENERAL REQUIREMENTS The primary applicant must be at least 18 years or older, or must be able to enter a legally binding contract. Each applicant must provide two pieces of ID. One must be Government issued photo ID. Each applicant must submit an individual application. There will be a $35.00 screening charge for each adult who applies. Unfavorable information for any individual applicant may result in denial of all applicants for the household. Inaccurate, incomplete, or falsified information will be grounds for denial. Each Applicant must provide social security number documentation and citizenship/immigration status documentation for eligibility. If you are on the Section 8 program, you must provide a copy of your voucher, a copy of your “Request for Tenancy Approval” & “Lead Based Paint” forms. For income eligibility purposes, W-2’s and tax returns from the previous year must be provided. Joint applicants must have verifiable joint rental history of at least 2 years from unbiased/unrelated sources. OCCUPANCY We will accept a maximum of two people per bedroom, unless a special exception is granted. All properties require a one year lease. INCOME Gross household income must be at least equal to 1 ½ times the rent. All legal sources of income count. Income of all types must be verifiable, with at least 2 current pay stubs, tax returns, public support documents, etc. You will be denied if your source of income cannot be verified. If you are self-employed, the last 2 years of tax statements will be required to verify income. EMPLOYMENT You must have at least six months of verifiable employment OR a six month history of some type of verifiable income. You will be denied if you are unemployed and an alternative source of income cannot be verified. CREDIT REQUIREMENTS A credit report will be obtained on each adult person on the lease. Unfavorable credit information may result in denial of the application. Bad credit may not automatically mean rejection. Acceptance or rejection of certain credit situations is at the sole discretion of PCRI. If you have an unusual situation, please make us aware in writing of this fact BEFORE your application is processed. Unfavorable credit MAY be cured by additional security deposit. This is at the sole discretion of PCRI. CRIMINAL BACKGROUND Landlord shall conduct a search of public records to determine whether applicant or any proposed tenant has been convicted of, or pleaded guilty or no contest to any crime prior to the application. A conviction, guilty plea or no contest plea to any of the following shall be grounds for, and will result in denial of the rental application: A. Any sex crimes B. Any felony involving serious injury, death, extensive property damage or drug related offenses (sale, manufacture, delivery or possession with intent to sell) where latest to occur of disposition, release or completion of parole have occurred within the last ten (10) years; or C. Any other felony, or any misdemeanor involving: arson, assault, intimidation, drug related offenses (sale, manufacture, delivery, or possession with intent to sell) or weapons charges where the latest to occur of disposition, release or completion of parole have occurred within the last ten (10) years; or D. Any misdemeanor involving theft, dishonesty, prostitution, obscenity and related violations (ORS 167.060 through 167.100) where the latest to occur of disposition, release or completion of parole within the last two (2) years. E. Any other criminal activity that would threaten the health or safety of the owner, or any employee, contractor, subcontractor or resident who is involved in the housing operations F. Applicant or any household member may not be currently engaging in illegal drug use G. F.E.D.’s (evictions) within the last seven years. H. Denied applicants may reapply with PCRI after six months from the date the application was denied. REFERENCES Positive landlord references will be required. Parents, friends, and relatives do not count as “landlords”. In a situation where an applicant has only lived with relatives, additional security deposit MAY be required. At least three personal references must be given, current phone numbers included. DISABLED ACCESSABILITY PCRI will allow existing premises to be modified at the full and complete expense of the disabled person if the disabled person agrees to restore the premises (per fair housing guidelines) at their own expense to the pre-modified condition. We require: The applicant must have written approval before making modifications. Reasonable assurances (in writing) that the work will be performed in workmanlike manner. Reasonable details regarding the extent of the work to be done. Names of qualified contractors that will be used. Appropriate building permits and the required licenses must be made available for inspection by the landlord. DENIAL If your application is denied, you will receive a letter from the screening company outlining the reasons for the denial and your rights. You have the right to dispute the accuracy of any information provided to the landlord by a screening service or credit reporting agency. If your application is rejected due to unfavorable information received during the screening process, you may: Contact the screening company that supplied the information to discuss your application. The landlord will supply the name, address, and phone number of the screening company. Contact the credit reporting agency to identify who is reporting unfavorable information. Median Income for a Family of Four (Portland, OR): $70,000 YEAR 2009             Household Size 30% 40% 50% 60% 80% 100% 1 14,700 19,600 24,500 29,400 39,200 49,000 2 16,800 22,400 28,000 33,600 44,800 56,000 3 18,900 25,200 31,500 37,800 50,400 63,000 4 21,000 28,000 35,000 42,000 56,000 70,000 5 22,700 30,240 37,800 45,360 60,500 75,600 6 24,350 32,480 40,600 48,720 64,950 81,200 7 26,050 34,720 43,400 52,080 69,450 86,800 8 27,700 36,960 46,200 55,440 73,900 92,400 Amounts are based on the HUD Portland Area Median Income as of March 10, 2008: $67,500 for a family of four. Figures are rounded to the nearest $50.00.