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On March 31, Portland Community Reinvestment Initiatives presented “Steps to Homeownership,” a Homebuyer Education class designed to help first time home buyers gain the skills and knowledge towards purchasing a home. Subjects included:
After working with PCRI, participants will know more about the process of home buying and be prepared to begin the journey towards becoming a homeowner!
Interested in more information about PCRI’s homeownership programs? Learn more HERE. Additional classes will be offered each month and new public resources will soon be available; please check back for more information.
For more information contact Homeownership Program Coordinator Ted Salter at (503) 288-2923 ext. 130 or firstname.lastname@example.org. Click the photo at right for a downloadable flyer.
PCRI residents are invited to join an Individual Development Account (IDA) Program orientation on April 14, 2016, to learn about how an IDA could help you save and earn money.
The IDA program is a state-funded initiative for matched savings. Participants receive $3 for every $1 saved (though there are some limits on total match funds available per individual). Accounts can be opened for first-time homeownership, post-secondary education, and more. Join us at the orientation for details on eligibility criteria, the application process, and program requirements.
Click on the flyer pictured at right for additional details and information.
RSVP with Liz Olson, IDA Specialist, at 503.288.2923 or email@example.com. We look forward to seeing you soon!
PCRI is excited to host a workshop on Student Loan Repayment Strategies on Thursday, January 21, 2016, from 6-8pm. PCRI residents are invited to join us to learn about consumer options for federal loan repayment, and to discuss and de-mystify student loan default and delinquency.
We will review income-driven repayment options for federal loans (including Income-Contingent Repayment, Income-Based Repayment, and Pay As You Earn plans) and provide information on how to sign up and estimate monthly payments. We’ll also discuss the differences between federal and private loans, and share information to help borrowers avoid or address loan delinquency and default. You may be eligible for a lower monthly payment on your student loans. Join us to get clear and concise information about your options!
We want to extend a special invitation to all PCRI residents who are interested in homeownership, as student loan debt has particular implications for mortgage-readiness. Many people throughout the country have large amounts of student loan debt that can make it difficult to achieve their financial goals, and thinking about debt can be overwhelming. PCRI is here to provide support, information and resources you need to remain an informed and empowered borrower.
The workshop will be held at the PCRI Annex, 6601 NE Martin Luther King Jr. Blvd (two blocks north of PCRI’s main office). Contact Liz at 503.288.2923 x122 or by email with questions or to RSVP. We look forward to seeing you on the 21st!
The Urban Harvest Garden, run by the Urban League of Portland, serves to create space for African Americans and others to obtain food security and to engender Environmental Justice – the fair access of land to marginalized people. The garden is run on a collective model, so you work in it when you can and harvest from it when you need. This is an amazing opportunity for residents living in multiunit apartments where garden space is limited or not available. The garden is located on the corner of North Beech Street and North Albina Streets.
To jump start the winter season, there is a garden work party on Saturday, October 24 from 9:30 am to 12:30 pm. Tasks include amending the soil, removing summer plants, pulling weeds, planting winter vegetables, and providing general garden maintenance. RSVP’s are welcomed (see contact information below), but are not required.
This is an outdoor rain-or-shine event, so watch the weather and dress appropriately. Restrooms are off site a block away. The garden is wheel chair accessible and some work can be accomplished with diverse mobility.
Light snacks will be provided. No specific training is required and work can be taught on site for any volunteer experience level with gardening; the garden is here to build us up.
The Urban Harvest Garden also acts as an educational zone and receives visits from a neighboring childcare facility and Self Enhancement, Inc.’s nearby school. Future dreams of the garden include distributing produce to Black-owned restaurants and to eventually start a Black farmers market.
PCRI residents interested in using the garden will have support from the garden coordinator, Laquida Landford.
For more information, contact:
Laquida Landford, 719-427-1368 or by email.
Location: 741 N Beech St (corner of Albina St and Beech St)
Date: Sat. October 24, 9:30 am to 12:30 pm
PCRI is excited to begin the second series of the “Money Smart” Financial Education Program in partnership with Banner Bank. Residents who complete the four-class program will earn $100 to open a new checking account. The program includes four 2-hour classes on Tuesday evenings, starting Tuesday, October 6, and will cover topics ranging from budgeting, balancing a checkbook, managing credit and avoiding identity theft.
Classes are limited to 35 participants and pre-registration is required, so residents are encouraged to RSVP as soon as possible to Amy Dang at PCRI. The classes include:
Participants who attend and complete all four classes will earn $100 from Banner Bank. Class sizes are limited and registration is required. Contact Amy Dang, PCRI’s Financial Education Specialist, for more information or to register. All classes will be held at the PCRI Annex, two blocks north of PCRI’s main office.
PCRI residents are invited to improve their credit through paying rent online! Beginning Spring 2015, PCRI will accept rent payments through an Automated Clearing House (ACH), making it simple and easy to start building and improving your credit. Residents who have completed similar programs have seen credit scores improve an average of 23 points.
PCRI hosted information sessions in July for residents interested in the program. Residents who were not able to attend the information session are still encouraged to learn more by contacting Amy Dang via email or at 503-288-2923 x131.
For residents who are interested in the convenience of autopay, but are not interested in building credit, PCRI has an alternate payment option. Please contact us for more information.