Posts Tagged ‘Programs’

September 12, 2016 · by Travis Phillips · Featured, PCRI

budget workshop 092016Buying a home is the biggest purchase most of us will ever make. Properly budgeting for this important purchase is critical! On Wednesday, September 28, Portland Community Reinvestment Initiatives will host a budgeting workshop with tips, tricks and useful information for everyone–and especially anyone who would like to buy a home.

This Homebuyer Education class is designed to help residents who need help creating their first budget as well as those who already have a budget but need a boost to reach higher goals, including homeownership.

Interested in more information about PCRI’s homeownership programs? Learn more HERE. Additional classes will be offered each month; please check back for more information.

For more information contact Homeownership Program Staff Ted Salter or Linda Tellis-Kennedy at (503) 288-2923 or by email at ted@pcrihome.org or linda@pcrihome.org. Click the photo at right for a downloadable flyer.

July 8, 2016 · by Travis Phillips · Featured, PCRI

Rent Credit Build Postcard single Mom_Page_1Since Spring 2015, PCRI residents have been able to participate in automatic online rent payments which also help build credit. Residents enrolled in the online program (also called Automated Clearing House, or ACH), have already seen an average increase in credit scores of over 37 points, and some have increased credit scores of 50 points or more.

Enrolling in the program is a simple and easy to start building or improving credit. Benefits of higher credit scores include reduced interest rates for loans, improved readiness for homeownership and more. To learn more, contact PCRI’s office at 503-288-2923.

For residents who are interested in the convenience of autopay, but are not interested in building credit, PCRI has an alternate payment option. Please contact us for more information.

May 23, 2016 · by Travis Phillips · PCRI

HO Debt FlyerAre you getting calls from collection agencies and you don’t know what to do? Do you want to clean up your credit so that you can achieve your goal of homeownership? On May 26, Portland Community Reinvestment Initiatives will host a debt settlement workshop that will give you the answers you need.

This Homebuyer Education class is designed to help residents in any part of the credit spectrum with answers you need to reduce debt and improve credit. The hour-long class will help you get prepared to settle your debts before contacting your creditors (and hopefully before they contact you).

Interested in more information about PCRI’s homeownership programs? Learn more HERE. Additional classes will be offered each month and new public resources will soon be available; please check back for more information.

For more information contact Homeownership Program Coordinator Ted Salter at (503) 288-2923 ext. 130 or ted@pcrihome.org. Click the photo at right for a downloadable flyer.

March 25, 2016 · by Travis Phillips · Featured, PCRI

Steps To Homeownership FlyerOn March 31, Portland Community Reinvestment Initiatives presented “Steps to Homeownership,” a Homebuyer Education class designed to help first time home buyers gain the skills and knowledge towards purchasing a home. Subjects included:

  • Understanding Credit
  • Renting vs Buying
  • Creating an Action Plan
  • Closing and more!

After working with PCRI, participants will know more about the process of home buying and be prepared to begin the journey towards becoming a homeowner!

Interested in more information about PCRI’s homeownership programs? Learn more HERE. Additional classes will be offered each month and new public resources will soon be available; please check back for more information.

For more information contact Homeownership Program Coordinator Ted Salter at (503) 288-2923 ext. 130 or ted@pcrihome.org. Click the photo at right for a downloadable flyer.

March 23, 2016 · by Travis Phillips · Featured, PCRI
150519 Terry Orr Reina Hernandez Grad Pic

Participants in the October 2015 Money Smart Class show off their certificates of completion.

PCRI is excited to begin another series of the “Money Smart” Financial Education Program in partnership with Banner Bank. Residents who complete the four-class program will earn a $100 certificate they can redeem at any Banner Bank location. The program includes four 2-hour classes on Tuesday evenings, starting Tuesday, April 12, and will cover topics ranging from budgeting, balancing a checkbook, managing credit and avoiding identity theft.

Classes are limited to 35 participants and pre-registration is required, so residents are encouraged to RSVP as soon as possible to Amy Dang at PCRI.  The classes include:

  • Class 1 (Tuesday, April 12, 6-8 p.m.): “Bank on It” and “Check it Out” topics include banking and choosing checking accounts.
  • Class 2 (Tuesday, April 19, 6-8 p.m.): “Money Matters” and “Pay Yourself First” topics include keeping track of your money and why you should save
  • Class 3 (Tuesday, April 26, 6-8 p.m.): “Borrowing Basics” and “Charge it Right” topics covered include introduction to credit and making a credit card work for you
  • Class 4 (Tuesday, May 3, 6-8 p.m.): “To Your Credit” and “Financial Recovery” topics include how credit history affects credit future and rebuilding your credit

Participants who attend and complete all four classes will earn the $100 certificate from Banner Bank.  Class sizes are limited and registration is required.  Contact Amy Dang, PCRI’s Financial Education Specialist, for more information or to register. All classes will be held at the PCRI Annex, two blocks north of PCRI’s main office.

March 21, 2016 · by Travis Phillips · PCRI

IDA Orientation FlyerPCRI residents are invited to join an Individual Development Account (IDA) Program orientation on April 14, 2016, to learn about how an IDA could help you save and earn money.

The IDA program is a state-funded initiative for matched savings. Participants receive $3 for every $1 saved (though there are some limits on total match funds available per individual). Accounts can be opened for first-time homeownership, post-secondary education, and more. Join us at the orientation for details on eligibility criteria, the application process, and program requirements.

Click on the flyer pictured at right for additional details and information.

RSVP with Liz Olson, IDA Specialist, at 503.288.2923 or liz@pcrihome.org. We look forward to seeing you soon!

 

January 13, 2016 · by Travis Phillips · PCRI

Weatherization WorkshopThe Community Energy Project and PCRI partnered for a pair of weatherization workshops held in January 2016. The workshops, which provided easy home weatherization tips and techniques, will help participants in PCRI’s Homeownership Retention program reduce energy costs while keeping their homes warm through the winter.

Thirteen senior homeowners at the January 13 workshop, and others at a January 6 workshop brought home a kit including weather stripping and other tools for insulating and reducing drafts. With easy-to-use instruction provided at the workshop, homeowners are able to begin saving energy and reducing their heating bills right away.

Miss the workshop, but are still interested? Contact PCRI’s Homeownership Retention program at (503) 288-2923 or by email or follow the link for more information from Community Energy Project.

January 11, 2016 · by Travis Phillips · PCRI

PCRI is excited to host a workshop on Student Loan Repayment Strategies on Thursday, January 21, 2016, from 6-8pm. PCRI residents are invited to join us to learn about consumer options for federal loan repayment, and to discuss and de-mystify student loan default and delinquency.Student Loan Repayment Strategies Flyer

We will review income-driven repayment options for federal loans (including Income-Contingent Repayment, Income-Based Repayment, and Pay As You Earn plans) and provide information on how to sign up and estimate monthly payments. We’ll also discuss the differences between federal and private loans, and share information to help borrowers avoid or address loan delinquency and default. You may be eligible for a lower monthly payment on your student loans. Join us to get clear and concise information about your options!

We want to extend a special invitation to all PCRI residents who are interested in homeownership, as student loan debt has particular implications for mortgage-readiness. Many people throughout the country have large amounts of student loan debt that can make it difficult to achieve their financial goals, and thinking about debt can be overwhelming. PCRI is here to provide support, information and resources you need to remain an informed and empowered borrower.

The workshop will be held at the PCRI Annex, 6601 NE Martin Luther King Jr. Blvd (two blocks north of PCRI’s main office). Contact Liz at 503.288.2923 x122 or by email with questions or to RSVP. We look forward to seeing you on the 21st!

 

December 7, 2015 · by Travis Phillips · Featured, PCRI

Portland youth lined up for their pick of hundreds of bikes at the Community Cycling Center Holiday Bike Drive, Sunday, December 6, 2015. PCRI youth and other low-income children rode away from the event with a donated and refurbished bicycle, as well as free helmets, equipment and hands-on bike training. For many kids at the bike drive, this was their first bicycle and an exciting early holiday present.

PCRI resident Hermela enthusiastically shows off her new bike

PCRI resident Hermela enthusiastically shows off her new bike

Hermela, a PCRI resident, had an amazing time playing all the games, choosing her new bike, and riding it for the first time. PCRI was one of many partner agencies that referred families to the Bike Drive.

One parent was so thankful for this opportunity, noting that with such a tight budget Christmas presents are in question this year. Thanks to Community Cycling Center, partners and donors, the kids are ensured gifts under the tree. Each bike has an estimated value around $50, and with many participating families having multiple children, the benefit and opportunity of the bike drive adds up quickly.

PCRI resident Jericho (right) volunteered at the Bike Drive

PCRI resident Jericho (right) volunteered at the Bike Drive

In addition to youth receiving a new bike, PCRI residents were at the bike drive serving the community. Jericho has been interested in volunteering and helped give out helmets during the event. Each youth receiving a bike at the bike drive received a free helmet fit to size, as well as safety lessons and bike training to develop skills with their new bike.

Another PCRI parent was not only impressed by the amazing set up and knowledge of the staff and volunteers, but also grateful for someone else telling their kids to be safe, saying, “Parents can seem like nags about safety, so it’s good that the kids are hearing it from someone else this time! This helps!” The parent noted that they wanted the bikes to be a secret for Christmas but in the end was glad to bring their kids to such an informational experience.

PCRI staff member Kirk Rea helped families register them for the bike drive and brought his camera to the event to capture it in photos. It was “probably one of the cutest and most radical events I’ve been to,” he said.

For residents interested in connecting to similar resources, keep an eye on PCRI’s Programs page, contact a Resident Services Coordinator, and also follow us on Facebook, where we regularly share resources and opportunities.

 

October 20, 2015 · by Travis Phillips · Featured, PCRI

The Urban Harvest Garden, run by the Urban League of Portland, serves to create space for African Americans and others to obtain food security and to engender Environmental Justice – the fair access of land to marginalized people. The garden is run on a collective model, so you work in it when you can and harvest from it when you need. This is an amazing opportunity for residents living in multiunit apartments where garden space is limited or not available. The garden is located on the corner of North Beech Street and North Albina Streets.

Urban-League-Garden-Clean-UpTo jump start the winter season, there is a garden work party on Saturday, October 24 from 9:30 am to 12:30 pm. Tasks include amending the soil, removing summer plants, pulling weeds, planting winter vegetables, and providing general garden maintenance. RSVP’s are welcomed (see contact information below), but are not required.

This is an outdoor rain-or-shine event, so watch the weather and dress appropriately. Restrooms are off site a block away. The garden is wheel chair accessible and some work can be accomplished with diverse mobility.

Light snacks will be provided. No specific training is required and work can be taught on site for any volunteer experience level with gardening; the garden is here to build us up.

The Urban Harvest Garden also acts as an educational zone and receives visits from a neighboring childcare facility and Self Enhancement, Inc.’s nearby school. Future dreams of the garden include distributing produce to Black-owned restaurants and to eventually start a Black farmers market.

PCRI residents interested in using the garden will have support from the garden coordinator, Laquida Landford.

For more information, contact:
Laquida Landford, 719-427-1368 or by email.

Garden Workparty
Location: 741 N Beech St (corner of Albina St and Beech St)
Date: Sat. October 24, 9:30 am to 12:30 pm

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